LEGAL DISCLAIMER & IMPORTANT INFORMATION

Accruvis is a trading name of Accruvis EOOD

Registered Office: 66 Vitosha Blvd, 4th Floor, Sofia 1463, Bulgaria
Company Registration No: 206808236
VAT Registration No: BG206808236

Professional Market Only

This website and the information, materials and investment opportunities made available through it are intended solely for professional market participants, including professional intermediaries, financial advisers, wealth managers, asset managers, family offices, private banks, institutional investors, funds, distributors, introducers and other appropriately experienced or qualified professional counterparties.

This website is not intended for retail investors or members of the general public seeking investment advice, personal recommendations or direct access to investment opportunities.

Access to this website, receipt of information from Accruvis EOOD, or communication with Accruvis EOOD does not establish a client, advisory, fiduciary, agency or contractual relationship unless expressly agreed otherwise in writing.

Role of Accruvis EOOD

Accruvis EOOD operates as a business-to-business marketing, distribution and introduction business within the professional investment market.

Accruvis EOOD may introduce investment opportunities, issuers, product providers and other counterparties to professional intermediaries and institutions and may prepare, adapt, present or distribute marketing and informational materials relating to those opportunities.

Unless expressly stated otherwise in writing, Accruvis EOOD is not the issuer, investment manager, fund manager, trustee, custodian, administrator, security trustee, paying agent, guarantor or operator of the investment opportunities it introduces or distributes.

Accruvis EOOD does not receive, hold or control investor money or assets in connection with investment opportunities introduced through its distribution activities.

The role of Accruvis EOOD should therefore be distinguished from that of the issuer or product provider responsible for the investment and from that of the professional intermediary responsible for its relationship with an underlying investor.

No Investment Advice or Recommendation

Nothing contained on this website or in any document, presentation, factsheet, brochure, email, communication or other material prepared, supplied or distributed by Accruvis EOOD constitutes investment, legal, tax or accounting advice.

Accruvis EOOD does not provide personal recommendations and does not determine whether an investment is suitable or appropriate for any particular investor, intermediary or institution.

Reference to, inclusion of or distribution of information concerning an issuer, investment, strategy, asset class or opportunity should not be interpreted as a recommendation or endorsement to invest.

Any decision to investigate, distribute, introduce, recommend, arrange, acquire or invest in an opportunity must be made independently after consideration of the relevant definitive documentation, appropriate due diligence and, where necessary, independent professional advice.

Responsibilities of Professional Intermediaries and Introducers

Professional intermediaries, distributors, introducers, advisers and other professional market participants receiving information or investment opportunities from Accruvis EOOD are solely responsible for conducting their own full and independent due diligence before determining whether an opportunity is appropriate for further consideration, distribution, introduction or presentation to an underlying investor.

Information, summaries, presentations, factsheets, brochures, emails, webpages, marketing communications and other materials prepared, adapted, supplied or distributed by Accruvis EOOD are provided for initial awareness and informational purposes only.

Such materials are not intended to constitute, replace or be relied upon as due diligence, investment analysis, legal analysis, credit analysis or an independent assessment of an issuer, product provider or investment opportunity.

No professional intermediary or introducer should make a decision to distribute, introduce, recommend or otherwise facilitate access to an investment opportunity solely on the basis of materials prepared or supplied by Accruvis EOOD.

Before proceeding with an opportunity, professional intermediaries and introducers are expected to obtain, review and independently assess all information reasonably available from the relevant issuer, product provider, investment manager and other appropriate parties.

Depending upon the nature of the opportunity, such due diligence should include, where available and applicable:

complete Offering Documents, Prospectuses and subscription documentation;
Information Memorandums and Private Placement Memorandums;
Key Information Documents, KIIDs or equivalent product disclosures;
current and historical audited financial statements and accounts;
management accounts and other relevant financial information;
constitutional and corporate documentation;
material contracts and agreements;
security, guarantee, trust, custody and administration documentation;
legal opinions, legal disclosures and regulatory information;
current product factsheets and supporting product documentation;
information concerning fees, charges, commissions and other economic arrangements;
conflicts of interest and related-party arrangements;
information concerning directors, principals, ownership, management and governance;
investment strategy, underlying assets, counterparties and sources of return;
liquidity, redemption, maturity and repayment provisions;
investment, issuer, counterparty, credit, liquidity, operational, legal and regulatory risks; and
any other information reasonably necessary to enable the intermediary or introducer to form its own independent assessment of the opportunity.

Professional intermediaries and introducers remain responsible for determining whether the information available is sufficient for their own due diligence purposes.

Where information is unavailable, incomplete, inconsistent or considered inadequate, further information should be sought directly from the appropriate issuer, product provider or other responsible party. An intermediary or introducer should not proceed until it is independently satisfied that its own due diligence requirements have been met.

Direct Engagement With Issuers and Principals

Documentary due diligence should not necessarily be regarded as sufficient on its own. Where appropriate to the nature, complexity or risk of an opportunity, professional intermediaries and introducers should seek direct engagement with the relevant issuer, product provider, investment manager, directors, management team or principals.

This may include meetings conducted in person or through appropriate video conferencing facilities, including Microsoft Teams, Zoom or Google Meet.

Such engagement provides professional market participants with the opportunity to raise their own questions concerning matters including the business model, financial position, investment strategy, underlying assets, governance, management, security arrangements, guarantees, counterparties, liquidity, redemption provisions, repayment mechanisms, risks and any other matters considered relevant to their independent assessment.

Accruvis EOOD may, where appropriate, assist in facilitating access to information, management presentations or introductions to relevant parties. Any such assistance does not transfer responsibility for due diligence to Accruvis EOOD. Responsibility for determining the nature, scope, adequacy and outcome of due diligence remains solely with the professional intermediary or introducer undertaking it.

Responsibility for Underlying Investors

Where an intermediary, distributor, introducer or adviser introduces or presents an opportunity to an underlying investor, that professional market participant remains responsible for its own relationship with that investor and for complying with all applicable legal, regulatory and professional obligations.

Depending upon the relevant jurisdiction and regulatory framework, these responsibilities may include:

investor classification and eligibility verification;
suitability or appropriateness assessments;
risk profiling;
financial promotion requirements;
provision of appropriate risk disclosures;
disclosure of product, distribution, introduction and other fees or commissions;
identification and disclosure of conflicts of interest;
compliance with applicable selling restrictions; and
maintenance of appropriate client and compliance records.

Accruvis EOOD does not undertake these responsibilities on behalf of professional intermediaries or introducers and does not assume responsibility for advice, representations, recommendations or communications made independently by those parties to their clients or other third parties.

Accruvis Marketing and Informational Materials

Accruvis EOOD may prepare, adapt or distribute presentations, prepared summaries, factsheets, brochures, emails, webpages and other marketing or informational materials concerning investment opportunities.

These materials are intended to provide professional market participants with initial awareness and a high-level overview of an opportunity and to assist them in determining whether they wish to undertake further investigation.

They are not intended to contain every piece of information that may be relevant to an investment decision and must not be treated as a substitute for definitive issuer or product-provider documentation or for independent due diligence.

Information contained within Accruvis EOOD materials may be derived wholly or partly from information supplied by issuers, product providers, investment managers, administrators and other third parties.

While reasonable care may be taken in preparing and presenting such information, unless expressly stated otherwise, Accruvis EOOD does not independently audit or verify all information supplied by those third parties.

The relevant issuer's or product provider's definitive legal, financial and offering documentation takes precedence over any summary, presentation, factsheet, brochure or other marketing communication prepared or distributed by Accruvis EOOD.

Where an inconsistency is identified between an Accruvis EOOD communication and definitive documentation issued by the relevant issuer or product provider, professional market participants should refer to the definitive documentation, seek clarification from the appropriate party and, where appropriate, notify Accruvis EOOD of the discrepancy.

The preparation, provision or distribution of marketing or informational materials by Accruvis EOOD should not be interpreted as confirmation that Accruvis EOOD has independently verified every statement contained within underlying issuer or product-provider information, nor as a representation that an opportunity is suitable or appropriate for any particular intermediary, introducer or underlying investor.

Downstream Introducers and Third Parties

Unless expressly agreed otherwise in writing, the appointment or engagement by an intermediary, distributor or other contractual counterparty of its own introducers, representatives, agents, sub-distributors or other third parties does not establish a contractual, advisory, fiduciary, agency or client relationship between those parties and Accruvis EOOD.

Any contractual rights, responsibilities, obligations or remuneration arrangements between a professional intermediary and its own introducers, representatives, agents, sub-distributors or other third parties remain matters between those parties unless Accruvis EOOD has expressly agreed in writing to assume a specific obligation.

Where Accruvis EOOD, at the documented instruction of a contractual counterparty, makes a payment directly to another person or entity, such payment does not, by itself, constitute the appointment of that recipient by Accruvis EOOD or create a contractual, advisory, fiduciary, agency or client relationship between Accruvis EOOD and that recipient.

Issuer and Product Provider Responsibility

Investment opportunities introduced, marketed or distributed by Accruvis EOOD may be originated, issued, structured, managed or operated by independent third-party issuers, product providers, investment managers or other counterparties.

The relevant issuer or product provider remains responsible for its investment and its respective obligations under the applicable legal and offering documentation.

Unless expressly stated otherwise in writing, Accruvis EOOD is not responsible for the ongoing operation or administration of an investment, including the calculation or payment of interest, coupons, distributions or dividends, or the processing or payment of redemptions, maturities, repayments or other amounts due to investors.

Accruvis EOOD does not guarantee the obligations, performance, financial condition or solvency of any issuer, borrower, investment manager, product provider or other third party.

Where an investor, intermediary or other party has a question or complaint concerning the operation, administration, performance, payment, redemption or repayment of an investment, such matters should ordinarily be directed to the relevant issuer, product provider, administrator or other responsible party in accordance with the applicable investment documentation and contractual arrangements.

Accruvis EOOD may, at its discretion, assist with the communication of information or facilitate contact between professional counterparties and an issuer, product provider or other responsible party.

Any such assistance is administrative or facilitative in nature and does not constitute an assumption by Accruvis EOOD of the responsibilities, liabilities or obligations of the issuer, product provider, intermediary or any other party.

Continuing Distribution and Removal of Opportunities

Accruvis EOOD determines, at its discretion and subject to its contractual obligations, which opportunities it is prepared to market, introduce or distribute through its professional network.

Accruvis EOOD may suspend, restrict or discontinue the marketing or distribution of an opportunity at any time.

The inclusion of an opportunity within Accruvis EOOD's distribution or marketing activities does not constitute a guarantee, endorsement or representation concerning its future performance, liquidity, repayment or continuing suitability for distribution.

Similarly, the suspension, restriction or removal of an opportunity from Accruvis EOOD's distribution activities does not, by itself, constitute a statement or determination regarding the issuer's solvency, legal position or future performance.

Accruvis EOOD is under no obligation to continue marketing or distributing an opportunity merely because it has previously done so.

Investment Risk

All investments involve risk.

Capital may be lost in whole or in part. Income, investment returns, liquidity, redemption and repayment are not guaranteed unless expressly provided pursuant to a legally enforceable third-party guarantee, in which case the terms, conditions, exclusions, limitations and financial capacity of the relevant guarantor should themselves be independently assessed.

Past performance is not a reliable indicator of future performance. Targeted, projected, forecast, anticipated or illustrative returns are not guaranteed and should not be interpreted as assurances of future results.

Investment opportunities may involve, among other things, investment risk, issuer risk, credit risk, counterparty risk, liquidity risk, market risk, concentration risk, operational risk, legal risk, regulatory risk and risks specific to the relevant structure, strategy or underlying assets.

Professional intermediaries and prospective investors should review the complete definitive documentation and relevant risk disclosures before making or facilitating any investment decision.

No Offer or Solicitation

Unless expressly stated otherwise in definitive offering documentation issued by the relevant issuer or product provider, information made available through this website is provided for informational and awareness purposes only.

Nothing contained on this website constitutes an offer, invitation or solicitation by Accruvis EOOD to purchase, subscribe for or dispose of securities or other investments in any jurisdiction.

Any investment may only be made pursuant to the relevant issuer's definitive legal and offering documentation and subject to applicable eligibility, acceptance, subscription, onboarding and regulatory requirements.

Jurisdictional Restrictions

Information contained on this website is not directed at any person or entity in a jurisdiction where its publication, distribution, receipt or use would be contrary to applicable law or regulation or would subject Accruvis EOOD to a registration, licensing or other regulatory requirement that would not otherwise apply.

Persons accessing this website are responsible for determining whether they are legally permitted to receive and use the information within their jurisdiction.

By accessing professional investment information through this website, users represent that they are permitted to receive such information and, where applicable, meet the professional, institutional, sophisticated, qualified or other eligibility requirements applicable to the relevant material.

Third-Party Websites

This website may contain links to websites operated by third parties. Such links are provided for information or convenience only and do not constitute an endorsement, warranty or assumption of responsibility by Accruvis EOOD for the content, accuracy, availability, security or practices of those websites.

Users accessing third-party websites should review the applicable terms, privacy policies, legal notices and disclosures independently.

Limitation of Liability

To the fullest extent permitted by applicable law, Accruvis EOOD and its directors, officers, employees and representatives accept no liability for losses arising solely from reliance upon general, summary or marketing information contained on this website or within materials prepared or distributed by Accruvis EOOD, or from information supplied by independent third parties.

Professional market participants are responsible for undertaking their own independent investigation, verification and due diligence before acting upon information concerning an investment opportunity.

Nothing in this disclaimer excludes or limits any liability that cannot lawfully be excluded or limited under applicable law.

No Waiver of Legal or Regulatory Obligations

Nothing contained in this Legal Disclaimer & Important Information is intended to exclude, restrict or modify any duty or liability of Accruvis EOOD where such duty or liability cannot lawfully be excluded, restricted or modified.

Nothing contained herein overrides the terms of a separately executed written agreement between Accruvis EOOD and another party.

Where such an agreement exists, the terms of that agreement shall govern the contractual relationship between the parties to the extent applicable.

Acceptance

By continuing to access or use this website, you acknowledge that you have read and understood this Legal Disclaimer & Important Information.

Where you access investment-related information, you confirm that you are doing so in a professional capacity, are permitted to receive such information and understand that materials prepared or supplied by Accruvis EOOD are provided for awareness and informational purposes and do not replace your own independent due diligence.

Accruvis EOOD
66 Vitosha Blvd, 4th Floor
Sofia 1463, Bulgaria
Company Registration No: 206808236
VAT Registration No: BG206808236